Hsa Contribution Limits For 2024 Prorated. The health savings account contribution limits for 2024 are $4,150 for individuals and $8,300 for families. To find your prorated contribution limit, multiply the annual limit by the fraction of the year you were eligible.
To get the prorated limit, first find 7 divided by 12, and then multiply that number by the 2025 contribution limit of $4,300 (for individuals). The irs states that contribution limits must be prorated by the number of months one is eligible to contribute to a health savings account.